Initiatives to Improve Corporate Value slide image

Initiatives to Improve Corporate Value

Earnings Targets for FY2023 HD consolidated Common DPS HD Consolidated Total of Group Banks (JPY bn) Full-year YOY DPS change YOY change Net income attributable to owners of (1) 150.0 (10.4) parent Common stock (annual) (4) 22.0 yen +1.0 yen Difference (2) 17.5 (1.2) Interim dividend (5) 11.0 yen +0.5 yen Core income *1 (including interest on yen bonds, etc.) (3) 148.0 (15.6) Total of group banks KMFG Total of group banks Resona Bank Saitama Resona Bank (total of group banks) (JPY bn) Full-year YOY change Full-year YOY change Full-year YoY change YOY Full-year change Gross operating profit (6) 575.5 +31.3 330.0 +20.2 112.5 +4.8 133.0 +6.4 Operating expenses (7) (392.5) (15.7) (214.0) (7.7) (76.5) (3.1) (102.0)| (5.0) Actual net operating profit (8) 183.0 +15.7 116.0 +12.5 36.0 +1.7 31.0 +1.5 Net gains on stocks (9) 44.0 (10.3) 37.5 (8.1) 4.5 (2.1) 2.0 (0.0) (including equity derivatives) Credit related expenses, net (10) (31.5) (16.5) (20.0) (10.5) (5.0) (2.9) (6.5) (3.2) Income before income taxes (11) 184.0 (14.0) 131.0 (4.2) 32.0 (5.3) 21.0 (4.4) Net income (12) 132.5 (9.1) 93.0 (3.8) 22.5 (3.4) 17.0 (1.8) *1. Net interest income from domestic loans and deposits + Interest on yen bonds, etc. (Interest on yen bonds and income from interest rate swaps) + Fee income + Operating expenses Resona Holdings, Inc. 17
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