Investor Presentaiton

▸ Guidance Loan Growth Deposits Growth NIM 2019 Original 9% - 11% 2019 Revised 8% - 10% × 9% 11% 14% -16% ✓ 5.7% -5.8% 5.5% - 5.6% × ☐ Revenues, Net of Reserves - 13% 14% 12% -13% × Expenses Growth 14% - 16% 11% - 12% Below 45% Below 45% Efficiency Cost of Risk Tax Rate Below 1% 24.0% 26.0% - Net Income $5,500 $5,700 Growth ROAE NPL Ratio Coverage Ratio Capitalization Ratio - 8.1% 12.0% - 18.1% 18.7% - Below 1.3% Above 160% - 16.25% 16.85% Below 1% 24.0% 26.0% - $5,500 - $5,700 8.1% 12.0% - 18.1% 18.7% Below 1.2% Above 160% 16.3% 16.7% * Does not consider any adjustment in the reference rate-TIIE. - 3

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