Affirm Results Presentation Deck

Q1'24 Loan Balance and Net Charge-offs by Loan Origination Year ($ in 000s) as of September 30, 2023 2024 Amortized Cost Basis by Fiscal Year of Origination Total $ Current period charge-offs Current period recoveries Current period net charge- offs affirm) Notes: 1. Metrics are unaudited 2,101,132 $ (1,329) 17 (1,312) 2023 2,308,862 $ (65,283) 2,830 (62,453) 2022 76,307 (3,916) 2,399 (1,517) $ 2021 15,555 (234) 275 41 $ 2020 299 (46) 5 (41) $ Prior 237 (34) 27 (7) $ Total 4,502,391 (70,843) 5,553 (65,290) 30

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