Axos Financial, Inc. Investor Presentation
Key Goals of Universal Digital Bank
Personalization
Self-Service
Facilitate
Partnerships
Customizable
Experience
Cross-Sell
axos
> Increase chance of offering right product at the right time and
place
> Personalization is the right antidote for too much choice, too
much content, and not enough time
>
>
>
Eventual artificial intelligence tools assist sale of banking
products such as deposits, loans, and mortgages
Products optimized by channel, recipient and journey
Self service saves time and cost (e.g., activate and de-activate
debit-card in platform, send wires via self-service)
> Easy integration of third-party features (e.g., biometrics)
Access to value added tools (e.g., robo-advisory, automated savings
features) either proprietary or third party
> Enable creative customer acquisition partners
> Provide holistic and interactive and intuitive design experience
> Integrate online experience with other channels.
> Artificial intelligence and big data credit models enable quick
credit decisions
> Customized product recommendations based upon analytical
determination of need
20View entire presentation