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Investor Presentaiton

Labilities Profile Retail to total Deposits (%) 75.7% 80.0% 71.9% Bandhan Bank Moving towards a more stable and cheaper source of funding June 17' June 18' March 18' Borrowings 20% Average SA Balance (in 000') General Banking Micro Banking 1.21 1.56 2.10 34.00 36.10 29.52 Q1 FY 18 Q1 FY 19 Q4 FY 18 Deposits 0% Borrowings 100% 23 Aug 2015 March 2016 Deposits 80% Borrowings 4.1% Deposits 95.9% 13 June2018
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