COVID-19 Impact and Financial Review

Loan Portfolio Analysis Breakdown of Loans & Advances to Customers by Currency N'million Communication FCY 1,561 LCY Total % FCY % LCY 29,961 31,521 0.3% 4.2% Oil and Gas Upstream - Downstream Services 235,255 74,321 309,576 42.9% 10.3% 144,916 948 145,864 26.4% 0.1% 33,627 54,959 88,587 6.1% 7.6% 56,712 18,414 75,126 10.3% 2.6% Power 63,540 64,385 127,925 11.6% 9.0% Manufacturing 97,192 112,439 209,632 17.7% 15.6% General Commerce 21,056 94,188 115,244 3.8% 13.1% Transport 123,813 20,663 144,476 22.6% 2.9% Consumer (Individuals) 608 50,589 51,197 0.1% 7.0% Government 0 137,442 137,442 0.0% 19.1% Construction 2,237 34,764 37,000 0.4% 4.8% Agriculture 795 37,101 37,896 0.1% 5.2% Real Estate 0 26,508 26,508 0.0% 3.7% Education 32 5,611 5,644 0.0% 0.8% Finance and Insurance 1,743 1,743 0.0% 0.2% Others 2,678 28,806 31,483 0.5% 4.0% Total 548,767 718,522 1,267,289 43.3% 56.7% 25 www.fidelitybank.ng

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