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Investor Presentaiton

Disciplined ALM Management Cumulative gap upto 1 month 141% BAJAJ FINANCE LIMITED Permissible limit Cumulative gap upto 12 month 300% 119% 120% 220% 216% 182% 36% 36% 38% 61% 48% 71% 50% 44% 75% 96% -80% 88% 51% 70% 73% 57% 54% 16% 4% -15% -15% -15% -15% -15% -15% -15% -15% -20% -20% -20% -20% -20% Mar'12 Mar '13 Mar '14 Mar '15 Mar '16 Mar '17 Mar '18 Mar'19 Mar'20 Jun'20 Sept'20 Dec'20 Mar'21 Till Mar'19, RBI had prescribed -15% ALM mismatch for upto 1 Month and upto 1 year. From FY20 onwards, RBI has prescribed -20% ALM mismatch for upto 1 Month and left mismatch across the buckets to discretion of the company. 36

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