Strategic Business Opportunities and Technological Tailwinds

RBL BANK Sustainable & Granular Growth... FY'2018 ~50% BBB Contribution to Overall deposits 44% Small ticket Deposits Journey So far : • • ~6L Customer Base of BBB ~80 Crs. Deposit Per Branch FY'2023 ~60% BBB Contribution to Overall deposits 52% Small ticket Deposits. ~17L Customer Base of BBB ~100 Crs. Deposit Per Branch Last few years focused on granularity and making the deposits more sustainable Significant progress on improving productivity of sales roles; increased by 1.7X in last 5 years New Segments and products introduced 65% of branch banking book actively managed Our Journey From hereon: • • FY'2026 ~70% BBB Contribution to Overall deposits 65% Individual Deposits < 2Crs. Adding 50 to 75 branches per annum to organically grow the deposits. Expand and densify distribution reach Retooling processes to increase productivity and improve client experience • Scale alternate channels for inorganic growth B2B2C • Grow small format branches in periphery of metro & urban cities to align with Retail asset strategy Source: RBI data ~34L Customer Base of BBB Years In Your Service ESTABLISHED IN 1943 ~150 Crs. Deposit Per Branch 78

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