First Quarter 2022 Investor Presentation
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SEB
DNB
SHB
Volkswagen
LF Bank
16.9
16.7
EBA stress test 2021 confirms SEB's robust capital position
Year-end CET1 ratio under the Adverse scenario (%)
16.2
15.5
15.4
15.2
15.2
15.0
14.9
14.0
13.8
13.7
10.0
Belfius
ABN
Nordea
13.5
13.4
Crédit Mut.
13.4
OP
12.7
SBAB
12.0
Jyske
11.6
Danske
11.3
LBP
11.3
OTP
11.2
Bankinter
11.1
ING
11.0
Crédit Ag.
10.6
BPCE
10.2
DZ
10.2
Erste
10.2
CGD
Pekao
PKO Bank
Swedbank
KBC
Nykredit
NWB and BNG excluded, as not directly comparable banking model.
BayernLB
10.0
Medioban.
9.7
Intesa
9.4
UniCredit
9.2
RBI
9.0
AIB
8.8
BBVA
8.7
Santander
8.7
Helaba
8.6
LBBW
8.4
BNPP
8.2
Commerz.
8.2
BCP
8.1
BOI
8.1
SocGen
7.5
DB
7.4
BPM
7.0
Sabadell
6.5
HSBC CE
5.9
MPS
Rabobank
Adverse scenario assumptions -cumulative GDP change (%)
-2.8
-3.3
-3.6
-4.1
-4.4
Finland
generation (%)
Baseline scenario CET1
Norway
EU
Denmark
Sweden
generation (%)
Adverse scenario CET1
2.1
1.9
0.7
0.8
1.7
0.1
1.3
0.3
1.1
1.3
-0.1
-0.8
-0.1
0.8
0.8
0.9
-1.6
2021
2022
2023
2021
-1.6
2022
2023
-SEB
-Regional peers EU/EEA Average
Regional peers include Danske Bank, DNB, Handelsbanken, Nordea, Nykredit, OP and Swedbank
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