Financial and Mortgage Portfolio Overview
Growth in loans to customers continues
Steady mortgage growth supported by a strong capital base
Assets, ISKm
Cash and balances with Central Bank
Loans to credit institutions
Bonds and debt instruments
Derivatives
Loans to customers
Shares and equity instruments
Investment in associates
Property and equipment
Intangible assets
Other assets
Non-current assets and disposal groups held for sale
Total Assets
Key ratios
Risk Exposure Amount (REA)
Non-performing loans (NPL) ratio¹
1. Stage 3, loans to customers, gross carrying amount.
30.6.22
31.3.22
A
A%
31.12.21
A
A%
77,884
77,799
85
0%
113,667
(35,783)
(31%)
37,226
73,220
(35,994)
(49%)
43,988
(6,762)
(15%)
108,477
130,700
(22,223)
(17%)
132,289
(23,812)
(18%)
6,193
1,153,677
4,245
1,948
46%
2,445
3,748
153%
1,107,893
45,784
4%
1,086,327
67,350
6%
25,789
28,655
(2,866)
(10%)
31,677
(5,888)
(19%)
3,836
767
3,069
400%
939
2,897
309%
6,846
6,911
(65)
(1%)
7,010
(164)
(2%)
3,304
3,327
(23)
(1%)
3,351
(47)
(1%)
12,126
11,170
956
9%
5,784
6,342
110%
1,895
1,668
227
14%
1,344
551
41%
1,437,253
1,446,355
-9,102
(1%)
1,428,821
8,432
1%
992,883
1.8%
945,321
1.8%
47,562
5%
901,646
2.0%
91,237
10%
35
August-September 2022View entire presentation