Investor Presentaiton

1st Bucket ■2nd Bucket Portfolio credit quality - Consolidated Business & professional loans Stage BAJAJ FINANCE LIMITED Rural Lending B2B ■3rd Bucket 4th Bucket 5th Bucket Stage 1st Bucket ■2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 1 98.82% 98.75% 98.59% 98.42% 98.35% 98.27% 93.43% 97.19% 98.50% 1 99.54% 99.26% 98.93% 98.87% 99.21% 99.33% 92.84% 99.21% 99.75% 2 0.78% 0.82% 0.92% 1.10% 1.12% 1.13% 6.10% 1.92% 1.18% 2 0.24% 0.45% 0.63% 0.51% 0.36% 0.32% 7.11% 0.52% 0.10% 7% 8% 6% 7% 5% 6% 5% 4% 4% 3% 3% 2% 2% 1% 1% 0% 0% Dec'18 Mar'19 June'19 Sep'19 Dec'19 Feb'20 Sep'20 Dec'20 Mar'21 Dec'18 Mar'19 Jun'19 Sep'19 Dec'19 Feb'20 Sep'20 Dec'20 Mar'21 Rural lending B2C Loan against property Stage 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket ■5th Bucket Stage 1st Bucket ■2nd Bucket ■3rd Bucket 1 98.80% 98.85% 98.65% 98.47% 98.32% 98.32% 90.94% 94.75% 97.67% 96.95% 97.65% 97.70% 97.31% 97.06% 4th Bucket 97.06% ■5th Bucket ■5+ Bucket 96.93% 97.31% 98.47% 2 0.76% 0.74% 0.91% 1.02% 1.13% 1.09% 8.29% 3.44% 1.83% 2 0.19% 0.23% 0.14% 0.60% 0.27% 0.30% 2.36% 1.78% 0.50% 10% 3.5% 9% 3.0% 8% 7% 2.5% 6% 2.0% 5% 4% 1.5% 3% 1.0% 2% 0.5% 1% 0% 0.0% Dec'18 Mar'19 Jun;19 Sep'19 Dec'19 Feb'20 Sep'20 Dec'20 Mar'21 Dec'18 Mar'19 Jun'19 Sep'19 Dec'19 Feb'20 Sep'20 Dec'20 Mar'21 51

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