Q2 2019 Fixed Income Investor Presentation
22
22
27
27
CIBC Funding Strategy and Sources
Funding Strategy
▸ CIBC's funding strategy includes access to funding through retail deposits and wholesale funding and
deposits
▸ CIBC updates its three year funding plan on at least a quarterly basis
▸ The wholesale funding strategy is to develop and maintain a sustainable funding base through which
CIBC can access funding across many different depositors and investors, geographies, maturities, and
funding instruments
Wholesale Funding Sources
Wholesale deposits Canada,
U.S.
Credit card securitization
Canada, U.S.
Wholesale Market (CAD Eq. 150.4BN), Maturity Profile
60
60
50
50
Secured
Unsecured
40
40
23
10
18
Covered Bond program
Structured Notes
14
20
20
22
22
10
24
6
Less than
1m
1m-3m
3m-6m
6m-12m
1y-2y
Over 2y
Source: CIBC Q2-2019 Report to Shareholders
CIBC
Global MTN programs
Mortgage securitization
programs
孟 30
CIBC Q2 2019 Fixed Income Investor PresentationView entire presentation