Group Strategy and Business Model

Arab Bank Group Vision Trusted banking partner for the MENA region, with the capital strength to deliver long term value to our customers and shareholders Our Identity Pioneer in the MENA banking industry with deep regional knowledge developed over 90 years ☐ Largest regional platform with global footprint - over 600 branches in 28 countries ☐ Our business is corporate & consumer banking and trade finance Our reputation is one of competence, trustworthiness and resilience Committed to the region and the founding principle - economic development of the Arab World Solid & consistent performance Strong operating performance & high quality earnings • Robust and high quality capitalization High liquidity levels • Robust compliance and risk management Strengths Growth Agenda • Largest Arab banking network • Large and diversified customer deposit base • Leading product offering delivered through digital channels Driving Efficiency • Leverage regional and global network • Implement digitisation strategy • Fintech Investments البنك العربي ARAB BANK 3

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