Investor Presentaiton
Pbn
Asset quality much better than industry
NPL and Past Due loans continue to taper off
29
29
19
2019
□ Past Due
■ NPL
PRIVATE AND PROPRIETARY
NPL and Past Due ratios much lower than industry
Past Due ratio
-Industry Past Due
4.5%
4.7%
2.7%
3.0%
2.8%
39
1.9%
36
2019
2020
2021
31
27
NPL ratio
Industry NPL ratio
4.0%
3.6%
2.0%
2020
2021
2.4%
2.2%
1.3%
2019
2020
2021
Note: Gross loans net of Unearned Interest and Discount (UID)
Industry Data refers to Philippine Banking Sector data from the BSP
Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation
22
22
This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates.
It must not be released to other parties in whatever form without prior consent of the authors.
Metrobank
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