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Investor Presentaiton

A Corporate Governance & Ratings Entity Rating CGR PACRA AAA (Long Term) A1+ (Short Term) A very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments and not being significantly vulnerable to foreseeable events VIS Credit Rating Company • CGR-9++ (Corporate Governance Rating) • Very high level of corporate governance; the rating action takes into consideration the continued commitment of the board and management of the Bank to maintain a sound governance framework. . • Deposits Moody's B3/NP Rating reflects bank's stable deposits-based funding profile, high liquidity buffer and good earnings generating capacity. Outlook stable, constrained by the stable outlook on the sovereign rating. 14/22
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