Investor Presentaiton
Overview of FY2024/3 H1 Results
(1) Results
1. Summary
2. How to Increase
Corporate Value
3. Appendix
4. Financial Data
Financial Results
Asset
Management
Σ Business
Governance
For FY2024/3 H1, net income attributable to owners of parent stands at JPY 182.1bn.
It equated to 54.3% of the full-year earnings forecast and remained strong, so full-year earnings forecast and annual dividend forecast
have been unchanged.
Results for FY2024/3 H1 (Consolidated)
(billion yen)
Net interest income, etc.
General and administrative expenses
I Net fees and commissions
Net ordinary income
(billion yen)
FY2023/3
H1
FY2024/3
H1
FY2024/3
(Ref.)
FY2023/3
Actual (A) Actual (B)
Increase
(Decrease)
Forecast
Actual
(B)-(A)
Net income attributable to owners of parent
Net interest
(1)
*1
608.9
641.0
32.0 1
1,260.0
1,231.6 (1)
490.8
income, etc.
455.5
Main drivers of
increase and decrease
253.8
220.1
355.0
325.0
Net fees and
commissions
75.0
77.5
2.4 1
153.0
147.8
182.1
158.6
128.4
147.8
General and
administrative
465.2
466.9
1.6I
944.0
924.7
I
expenses
75.0
77.5
1,327.5 1,231.6
Net ordinary
220.1
253.8
33.6
470.0
455.5
income
608.9
641.0
Net income
(465.2) (466.9)
attributable to
owners of parent
158.6
[Progress rate*2]
182.1
[54.3%]
23.5
335.0
325.0
[101.5%]
(981.4)
(924.7)
Dividend per
share [Dividend
payout ratio]
JPY 50
[54.0%]
JPY 50
[57.5%]
FY21 FY22
FY22 FY23
H1
*1 Net interest income, etc. = Interest income - Interest expenses (including gains (losses) on sales, etc.)
H1
(3)
*2 The progress rate to forecast for net income attributable to owners of parent (the achievement rate in FY2023/3)
JP JAPAN POST BANK
BANK
Operations for risk controls
[Sales of stocks, etc. approx. JPY +267.0bn]
Foreign bond investment trusts
Strategic investment areas
[approx. JPY +16.0bn]
[approx. JPY (98.0) bn]
- Private equity funds [approx. JPY (77.0)bn]
Real estate funds [approx. JPY (20.0) bn]
JGBs, etc. [approx. JPY (20.0) bn]
Others [approx. JPY (133.0)bn]
Increase in foreign currency funding costs
ATM related commissions
[approx. JPY +2.0bn]
Increase in IT expenses [approx. JPY +6.0bn]
Agency commissions paid to Japan Post and
Contributions paid to the Organization for
Postal Savings, Postal Life Insurance and Post
Office Network [approx. JPY (4.5)bn]
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