Canadian Personal & Commercial Banking - Financial Results slide image

Canadian Personal & Commercial Banking - Financial Results

U.S. Personal & Commercial Banking - Balances Figures on this slide are in U.S. dollars¹ Average Gross Loans & Acceptances ($B) 159.8 157.6 Average Deposits ($B) 163.1 • 103.2 15.3 37.9 38.8 121.9 118.8 87.9 Q3'22 ■Commercial Q2'23 Q3'23 Personal & Business Banking 157.6 74.1 73.0 111.8 48.5 89.0 84.6 63.3 Q3'22 Q2'23 Q3'23 ■Commercial Personal & Business Banking Average loans & acceptances up 53% Y/Y primarily due to Bank of the West and down 1% Q/Q Commercial up 35% Y/Y and down 3% Q/Q Personal & Business Banking up over 100% Y/Y and up 2% Q/Q As at loans & acceptances up 49% Y/Y and down 2% Q/Q • Average deposits up 41% Y/Y primarily due to Bank of the West and down 3% Q/Q Commercial up 34% Y/Y and down 5% Q/Q Personal & Business Banking up 50% Y/Y and down 2% Q/Q As at deposits up 42% Y/Y and down 1% Q/Q 1 Average FX Rates (CDN/US dollar): Q3'23 1.3331; Q2'23 1.3564; Q3'22: 1.2774 BMOM Financial Results ⚫ August 29, 2023 33
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