Creating the Future of Finance - Breakthrough Innovation
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
KBank: Company Structure by Investment Purpose
Credit
Wealth
KLeasing
KAsset
Key
Subsidiaries*
KFactory & Equipment
KSecurities
MTL
Payment
Digital Asset
& Beyond
Banking
KX
Coral
(NFT Marketplace Platform)
KUBIX
Regional
Business
KASIKORNTHAI
BANK (Lao PDR)
KASIKORNBANK
(CHINA)
KVF
(KASIKORN VISION FINANCIAL)
Bank Maspion (67.50%)
KVISION
KTech (China)
KBTG Vietnam
KLINE
Wealth-related Company**
JV/ IT
Capability
KBAO
JK AMC
Note:
* Key subsidiaries as of 1 January 2023
** Future investments
E-money-related
Company**
CRM Platform Company**
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K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Investment for Financial Inclusion by Adopting Challenger
Bank via Technology & Partnership
Aimed at boosting access to banking services among Thailand's unbanked and
underbanked population as well as very small businesses and the self-employed
INVESTMENT IN EMERGING
TECHNOLOGIES / COLLABORATIONS/
ACQUISITIONS
These substantial investments will
secure KBank significant additional
capabilities to fulfil mission to broaden
access to banking.
'FIRSTS' THREE TRANSFORMATIONAL
'Challenger
Bank'
Adopting 'challenger bank' to
transform the way banking is
done and people's
expectations of their bank
NEW SYSTEMS & PROCESSES FOR
SIMPLER & FASTER LOAN
CONSIDERATION
KBank has already been trialing multiple
new systems and processes in
preparation for this strategic push.
LINE
Buy-Now-Pay-Later
Loans for those who are
self-employed or have no
documents to prove
income
Loans Fairer for
Micro Enterprises
Using interviews and
other technology-assisted
assessments to
approve loans
Social Media
Banking
Loans via
LINE BK
BROADENING ACCESS UPCOUNTRY
THROUGH MOM-AND-POP STORES
KBank is working with a major retail group
to give upcountry mom-and-pop store
operators easier access to loans without
collateral, as well as providing loans to the
stores' customers.
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