Capital First Strategy, Loan Growth and Profitability Trends

Section 7: Summary - Strategy for IDFC FIRST Bank In summary, under our stated strategy for the combined entity, IDFC FIRST Bank, the same successful model of Capital First lending business is now being built on a Bank platform from IDFC Bank, thus the business becomes more profitable, robust and sustaining because of availability of low cost and more abundant funding. 83 IDFC FIRST Bank

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