Investor Presentaiton

Q3'23 Network Volumes Growth by Customer Type AM EX % Increase/(decrease) vs. Prior Year (FX-adjusted): U.S. Consumer Services: 9% 9% Commercial Services: 1% International Card Services: 15% 2% 0% 15% 15% (1%) % of Total Network Volumes $420B US Consumer 37% US SME 26% US Large & Global Corp. 5% Int'l Consumer 13% Int'l SME & Large Corp. 7% Processed Volumes 13% Note: SME refers to small and mid-sized businesses with less than $300MM in annual revenues. All growth rates reflect FX-adjusted rates except for US Consumer and US SME. See Annex 2 for reported billings growth rates. Subtotals may not add to 100% due to rounding. 21 24

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