Investor Presentation

ATTRACTIVE MARKET LEADING POSITIONING ACROSS BUSINESS SEGMENTS MULTI-FACETED PLATFORM "HARD-TO-REPLICATE" SYNERGISTIC BUSINESS MODEL TAXI Travel B2B, B2C, Luxury, Corporate and MICE US$2.5bn annual GMV 9,800 corporate clients Financial Technologies Insurance, Travel, Lending, Asset / Wealth Mgmt. Technologies/Bus Exchanges #1 private banking & electronic trading solutions provider 90% market share in Straight Through Processing ("STP") 212,450+ agent network Accounts for 60% of luxury train ticket sales #1 in PMS, broking solutions and wealth management in India Leader in Sub-Saharan Africa Asset Management Taxi services for 20,000+ routes across 4,000+ cities Partners with all top 3 GDS co.s (Amadeus, Travelport, Sabre) Domestic Money Transfer FO 62mn domestic money transfer transactions in 2018 Largest installation base across Middle East and Africa Leader in trust banking in Philippines Payment Solutions Forex Remittances US$2.5bn bank note GMV (market maker in metros) c.77k EbixCash retail outlets in 2018 Caters to every 9th passenger /4th student travelling abroad Every 5th Non-banking Domestic Money Transfer is executed by EbixCash Note: MICE Meetings, incentives, conferencing, exhibitions. India's largest processor of global university fee payments INR 70% market share in India P2P inward cash remittance 213 Addresses 91% inward money transfer by Western Union Payment Solutions First player to start B2B IRCTC business 32% market share in B2B cash management services c.US$7bn annualized remittances processed in India Leader in issuance of gift cards among non-banks HUB OF FINANCIAL TRANSACTIONS 31

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