Visa Investor Day

Our business is built around great partners of all types Co-brand Merchants Government • • • 7 of top 10 US co-brands are majority Visa Many large, global co-brands are Visa partners Over 3,000 government programs in 30+ countries Working with governments on financial IIII JAPAN AIRLINES VISA SOUTHWEST.COM® United Airlines australia Marriott Cabelas GOVERNMENT GOVERNMENT GOVERNMENT DISBURSING PAYMENTS MAKING PAYMENTS RECEIVING PAYMENTS New Payment Participants Source: Visa Inc. 2013 Internal Cobrand Estimate 8 | Visa Investor Day inclusion objectives • Active engagement with strategic partners . Commerce EcoSystems Square Commerce Enablers SAMSUNG Partnering to connect traditional and emerging players Mobile Network Operators vodafone

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