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Investor Presentaiton

..With HBL Zarai to play key role First of its kind Agri Extension Services subsidiary of HBL - to uplift & turnaround the agriculture landscape of Pakistan HBL's Role HBL Zarai's Role Farmer's handholding on production and off-take of the Banking facilities Equity and operational support Integration with customers and business verticals Benefits for the farmers High quality, competitively priced crop inputs at the doorstep through Zarai Deras Farm mechanization through pay-per-use model FERTILIZER Input Aggregation HBL Agronomy Mechanization produce Lynchpin of HBL Zarai - 55 Zarai Deras (distribution centers over 5 years Warehousing Creating an efficient marketplace for scientifically tested and graded Agriculture produce - connecting farmers directly with bulk buyers` MART E-Marketplace delivery Logistics Scientific agronomy advice tailored to their needs State of the art storage facilities to improve storability, avoid panic selling and facilitate leveraging of crops through EWR Improving efficiency across agri value chain 18
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