Financial Performance and Outlook
Endnotes on Slides 23-25
TD
Slide 23
1. Please refer to Slide 21, Endnote 1.
2. Coverage Ratio: Total allowance for credit losses as a % of gross loans and acceptances.
3. U.S. Strategic Cards Partners' Share represents the retailer program partners' share of the U.S. Strategic Cards Portfolio ACL.
4. Consumer instalment and other personal includes the HELOC, Indirect Auto and Other Personal portfolios
Slide 25
1.
EPS is computed by dividing net income available to common shareholders by the weighted-average number of shares outstanding during the
period. Numbers may not add due to rounding.
2. This column refers to specific page(s) and line items of the Bank's Q4 2023 Supplementary Financial Information package.
3. Please refer to Slide 17, Endnote 2.
4.
Please refer to Slide 17, Endnote 3.
5. Please refer to Slide 17, Endnote 4.
6.
For additional information on the impact of adjustments in comparative periods, please refer to page 4 of the Bank's Q4 2023 Supplementary
Financial Information package.
7. Please refer to Slide 10, Endnote 2.
8.
In the US Rotstain v. Trustmark National Bank, et al. action, on February 24, 2023, the Bank reached a settlement in principle (the "settlement" or
"agreement") relating to litigation involving the Stanford Financial Group (the "Stanford litigation"), pursuant to which the Bank agreed to pay
US$1.205 billion to the court-appointed receiver for the Stanford Receivership Estate. Under the terms of the agreement, TD has settled with the
receiver, the Official Stanford Investors Committee, and other plaintiffs in the litigation and these parties have agreed to release and dismiss all
current or future claims arising from or related to the Stanford matter. As a result of this agreement, the Bank recorded a provision of
approximately $1.6 billion pre-tax ($1.2 billion after-tax) in the first quarter of 2023. The Bank recognized a foreign exchange loss of $39 million
($28 million after-tax) in the second quarter of 2023, reflecting the impact of the difference between the foreign exchange rate used for recording
the provision (effective January 31, 2023) and the foreign exchange rate at the time the settlement was reached.
9.
Please refer to Slide 4, Endnote 1.
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