Capital First Strategy, Loan Growth and Profitability Trends
Section 4: Wholesale loan Assets have 10 years track record
•
Wholesale loan Assets have steadily reduced over the last two years
.
Erstwhile IDFC Bank had a significant corporate and infrastructure loan book of Rs. 54,084 crore.
Post merger, the Bank has gradually reduced the overall Wholesale Funded Assets of the combined entity, in order to diversify the loan book
and for better margins.
All amounts are in Rs. crore unless specified
40,195
Y-o-Y Decrease by Rs. 9,520 crore, down by 21%
61,625
58,545
56,607
55,532 55,626 57,137 56,809
53,760
53,649
51,613
44,329
39,388 37,928 36,987 34,809
26,379
III
Mar-10 Mar-11 Mar-12 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Sep-18 Dec-18 Mar-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20
| Erstwhile CFL Erstwhile IDFC Bank IDFC FIRST Bank
From FY10 to FY15, the erstwhile IDFC Bank book figures are Gross Advances of IDFC Limited.
Section 4: Assets Update
27
IDFC FIRST
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