Investor Presentaiton
EXPENSE MANAGEMENT
TOTAL EXPENSES BY DIVISION
$b
Continuing
Continuing ex L/N
TOTAL EXPENSES BY CATEGORY
$b
Continuing
FULL TIME EQUIVALENT STAFF
000s
Continuing ex L/N
Continuing (EOP)
4.8
4.8
39.7
4.6
4.6
4.6
4.6
37.8
4.5
4.5
37.5
1.1
0.7
1.1
37.8
1.1
1.1
0.6
4.5
0.9
4.5
0.6
0.7
4.4
4.3
0.8
4.4
4.2
0.8
0.9
4.3
4.2
11.7
0.5
0.7
0.7
0.6
0.1
0.1
0.7
0.5
0.6
0.1
0.0
0.8
0.9
10.3
10.3
10.7
0.8
0.7
0.7
0.7
0.6
0.7
0.8
1.0
0.6
0.8
0.8
0.8
0.8
0.8
0.8
7.0
7.1
1.3
6.7
6.7
1.3
1.3
0.4
1.2
0.4
0.4
0.4
1.3
0.4
1.2
1.2
1.2
0.4
0.4
0.4
5.4
5.3
5.2
5.3
2.5
2.4
2.4
2.5
2.1
2.4
2.0
2.0
2.0
2.3
2.4
2.4
1.9
1.9
1.9 1.9
14.1
14.1
14.1
14.5
1H20 2H20 1H21 2H21
Australia R&C
1H20 2H20 1H21 2H21
1H20 2H20 1H21 2H21
1H20 2H20 1H21 2H21
Mar-20
Sep-20
Institutional
NZ
Other
Personnel
Premises
Technology
Restructuring
Other
Australia R&C
Institutional
NZ
Mar-21
Sep-21
Pacific
TSO & Group Centre
ANZ
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