Investor Presentation

Value chain Insurance companies are key decision makers when a PDR provider is appointed PREVENTION / CONTROL Consulting AK TCS Tailor made programs PROACT CODE BLUE® 1 PRMO+ Damage occurs MITIGATION (TRADITIONAL VALUE CHAIN) Step 2-4 to be compressed into one, driven by digitalisation K 47037 3 2438 12 6.840 5 6 PAY ONLINE Դ ՏԻ" pay option Insurance company receives claim from policy holder and appoints PDR provider Appointed PDR provider submits cost estimation to insured company Insurance company confirms order to PDR provider PDR provider executes restoration services at damaged site (sub-contractors engaged if needed) Insurance company pays PDR provider PDR provider pays sub-contractors At inspection / first visit Polygon make prevention actions to reduce the damage Commentary While Polygon performs its services at the residence of an end-consumer/policy holder, the Company's commercial interactions are primarily with the insurance companies Furthermore, Polygon has commercial interactions with potential sub-contractors that are engaged for various parts of the service process (primarily for reconstruction work) The PDR value chain varies somewhat depending on type of damage (fire/water, residential, commercial, large loss etc.) and by geography where dynamics shift due to e.g. differences in loss adjuster propensity and level of direct pay to consumers Source: Company information SUPPORTING MATERIALS | POLYGON 42

View entire presentation