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Investor Presentaiton

SNB in KSA and GCC Context SNB is the leading bank in KSA and among the top 3 in the GCC countries SNB Rank in KSA SNB Rank in GCC Assets (SARbn) Assets #1 #3 Peer 1 Peer 2 Financing #1 #2 SNB Peer 3 Deposits #1 #3 Peer 4 Operating Income (SARbn) Total Investments #1 #2 Peer 3 Peer 1 Total Income #1 #3 SNB Top 5 Banks in GCC by Rank Financing (SARbn) 1,222 Peer 1 1,211 SNB 1,027 Peer 4 853 Peer 2 488 801 Peer 2 21.0 Net Income #1 #2 Peer 4 20.5 SNB | 3Q 2023 | Investor Presentation 26.0 Peer 3 Net Income (SARbn) 33.4 Peer 3 465 SNB 840 596 591 29.9 SNB Peer 2 12.7 Peer 4 Peer 1 Sources: SNB, Capital IQ. Peers (1, 2, 3, 4) represent GCC-based banks sorted in descending order by total assets; financial position is benchmarked based on 3Q 2023 data. 12.5 12.2 15.0 17.8 60
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