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Healthier, Longer, Better Lives

Free Surplus vs Group LCSM Surplus Reconciliation of Free Surplus to Group LCSM Surplus ($b) 13.5 + 10.6 24.1 + 10.3 +1.7 43.8 + 7.7 Free Surplus on Consolidated Basis End of 2020 Adjustment of Consolidated Reserving and Capital Requirements Free Surplus on Business Unit Basis End of 2020 Adjustments of Shareholders' View of Capital (1) AIA China Adjustment (2) Notes: Due to rounding, numbers presented in the chart may not add up precisely (1) (2) Reflects change from EV required capital to Group minimum capital requirement and the inclusion of Par fund surplus Adjustment from CAA EV basis to C-ROSS solvency basis in line with local requirements Adjustment for Eligible Tier 2 Debt Capital Group LCSM Surplus End of 2020 55 59 AIA
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