Investor Presentaiton

INSURANCE INDUSTRY: ARGUMENTS & TACTICS Conflating Premium Increases with Claim Payouts - The insurance lobby has argued that premium increases are a reflection of higher bodily injury claim payouts when the greatest increases have occurred with premiums that do not involve bodily injury claims. When one looks at basic rates alone, they have only increased 2.5% since 2004*. * Source: AIRB 2018 Annual Review Report - Alberta Private Passenger Vehicles 34

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