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Investor Presentaiton

Issuance activity - details. Summary of Mortgage Covered Bonds public issued in 2015-2020. Data as of 2020 H1. Maturity date Amount Currency Issue date Tenor (yr) 200.0 M PLN 2015-02-20 2022-04-28 7.2 20.0 M EUR 2015-02-25 2022-02-25 7.0 250.0 M PLN 2015-04-15 2023-10-16 8.5 11.0 M EUR 2015-04-24 2025-04-24 10.0 500.0 M PLN 2015-09-17 2020-09-10 5.0 255.0 M PLN 2015-12-02 2021-09-20 5.8 300.0 M PLN 2016-03-09 2021-03-09 5.0 50.0 M EUR 2016-03-23 2021-06-21 5.2 13.0 M EUR 2016-09-28 2026-09-20 10.0 35.0 M EUR 2016-10-26 2026-09-20 9.9 24.9 M EUR 2017-02-01 2024-02-01 7.0 500.0 M PLN 2017-09-29 2022-09-10 5.0 1,000.0 M PLN 2017-10-11 2023-09-15 5.9 100.0 M EUR 2017-10-30 2022-06-22 4.6 300.0 M EUR 2018-04-26 2025-03-05 6.9 300.0 M PLN 2018-06-22 2024-06-10 6.0 10.0 M PLN 2018-10-11 2024-06-10 5.7 100.0 M PLN 2019-02-22 2028-12-20 9.8 300. M EUR 2019-11-12 2025-09-15 5.9 issued covered bonds Private placement 2016: EUR 70m and PLN 400m; 2017 PLN 300m + 400m PLN Covered Bonds Issuance 400 43 80 H1 2012 H2 2012 H1 2013 m Data as of 2020 H1 Based on EUR/PLN NBP rate mBH is a frequent issuer on EUR and PLN market (PLN M) 400 Coupon WIBOR 6M + 78bps Fixed (1.135%) MS7+5bps WIBOR 6M + 87bps Fixed (1.285%) MS+85bps WIBOR 3M + 110bps WIBOR 3M + 115bps WIBOR 3M + 120bps EURIBOR 3M + 87bps Fixed (1.18%) MS+90bps Fixed (1.183%) MS+80bps Fixed (0.94%) MS+46bps WIBOR3M + 75bps WIBOR3M +82bps Fixed (0.612%) MS+40bps Fixed (1,073%) MS+42bps WIBOR3M + 58bps WIBOR3M + 58bps WIBOR3M + 80bps Fixed (0.242%) 798 968 698 300 106 1,925 1,576 1,284 340 582 663 215 204 10 100 H2 2013 H1 2014 H2 2014 H1 2015 H2 2015 H1 2016 H2 2016 H1 2017 H2 2017 H1 2018 H2 2018 H1 2019 H2 2019 mGroup Covered bonds Cover Pool Polish Economy Real Estate Market 27 Legislation
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