Investor Presentation Q3 2020
International Banking: Pacific Alliance
1, 2, 3
FINANCIAL PERFORMANCE AND METRICS ($MM)
Q3/20
Q2/20
Q3/19
Q/Q
Y/Y
Revenue ($MM)
1,833
1,899
2,096
(2%)
(5%)
Expenses ($MM)
846
880
966
(3%)
(3%)
PTPP ($MM)
987
1,019
1,130
(2%)
(6%)
Net Income ($MM)
63
170
473
(60%)
(86%)
NIM
4.04%
4.32%
4.61%
(28 bps)
(57 bps)
Productivity Ratio
46.1%
46.3%
46.1%
(20 bps)
16%
Colombia
28%
Chile
REVENUE
$1.83B
27%
Mexico
GEOGRAPHIC DISTRIBUTION4
55%
29%
Chile
Peru
14%
10%
Mexico
Colombia
NET INCOME1,3,5,6
$63MM
30%
39%
Chile
Peru
1 Attributable to equity holders of the Bank
2 Y/Y and Q/Q growth rates (%) are on a constant dollars basis, while metrics and change in bps are on a reported basis
3 Refer to Non-GAAP Measures on slide 45 for adjusted results
4 For the 3 months ended July 31, 2020
5 Percentage mix excludes Colombia which reported an adjusted loss for the 3 months ended July 31, 2020
6 May not add due to rounding
AVG EARNING
ASSETS4,6
$142B
29%
Mexico
23%
Peru
40
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