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Investor Presentaiton

Financial Review | Well Diversified and Stable Sources of Funding Funding ($B) 40.4 2.7 0.7 37.0 2.7 0.3 11.8 10.8 41.3 2.7 11.6 2.9 3.0 2.5 2.5 2.5 2.5 14.0 12.4 10.6 ■Shareholders' equity 0.3 Subordinated debt 7.0 6.9 7.0 0.6 0.4 0.3 Q3/21 Q2/22 Q3/22 ■Debt related to securitization ■Deposits Business, banks and other - Wholesale Deposits Business, banks and other - Business ■Deposits Personal - Advisors & Brokers ■Deposits - Personal - Branches Deposits Personal - Digital Y/Y Highlights Total funding increased by $4.3B Debt related to securitization increased by $0.8B Total deposits increased by $3.5B • Notice and demand deposits increased by $1.5B reflecting our strategy to deepen and expand relationships with advisors and brokers Term deposits increased by $2.0B Personal deposits represent 80% of total deposits as at July 31, 2022, and contributed to the Bank's good liquidity position Q/Q Highlights Total funding increased by $0.9B Total deposits increased by $1.4B Personal deposits increased by $1.6B Wholesale deposits decreased by $0.1B Seeing beyond numbers." Voir au-delà des chiffres." 17
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