2Q 2022 INVESTOR PRESENTATION

Net Profit Margin Average balance of investments and financing grew 4%; while net profit margin saw an increase of 5bps YoY Average Balance of Investments & Financing (SARbn) Net Profit Margin (%) مصرف الإنماء alinma bank +4% +5bps 148.7 152.7 156.8 160.7 162.5 3.37% 3.45% 3.42% 3.31% 3.42% 120.3 122.5 125.6 129.7 129.3 28.4 QoQ 2Q 21 30.1 31.2 31.0 33.3 +3% 3Q 21 +3% 4Q 21 +2% 1Q 22 +1% 2Q 22 Investments Financing Net Profit Margin Movement YoY (%) +5bps 3.37% 0.09% 0.09% -0.13% 1H 21 9M 21 FY 21 1Q 22 1H 22 QoQ +8bps -4bps -11bps +11bps SAIBOR: 3M Average Trend (%) 3.0% 3.42% 2.0% 1.39% 0.79% 0.80% 0.90% 1.0% 2.74% 0.0% Net profit margin Investments Financing yield yield 1H 21 9M 21 FY 21 1Q 22 1H 22 COF rate Net profit margin 1H 21 1H 22 *Comparatives are reclassified to align with the 1H 2022 financial statements 2Q 2022 INVESTOR PRESENTATION Management Commentary ■ Average balance of investments and financing grew 4% YTD. ■ The net profit margin increased by 5bps YoY to 3.42%. Average 3M SAIBOR increased 135bps during 2Q 2022 and 195bps YoY as a result of rate hikes during the quarter. 28/50

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