Fourth Quarter 2018 Investor Presentation slide image

Fourth Quarter 2018 Investor Presentation

Energy Exposure¹ High quality energy portfolio Loans and Acceptances Outstanding ($B) % of Total Energy Exposure % of Total Loans and Acceptances Outstanding % Investment Grade 6.6 45% 1.1% 64% Total Exploration and Production 3.4 23% 0.6% 83% Canadian Exploration and Production 1.2 8% 0.2% 88% WCS Exposure 4.9 33% 0.9% 55% Midstream 1.3 9% 0.2% 25% Services 1.9 13% 0.3% 86% Downstream Total Energy Exposure² 14.8 100% 2.6% 64% • Energy portfolio represents 2.6% of loans outstanding 64% is rated Investment Grade (IG). 88% of WCS exposure is IG Watch-list reduced to less than 1% of total exposures from 14% since Q4/16 RWA has decreased 37% since Q4/16 1 As of October 31, 2018 2 May not add due to rounding Canada (74%) 6.2 Asia (93%) C&CA (30%) Energy Exposure by Geography2 Europe 1.1 (67%) U.S. (33%) 2.5 $14.8B (%IG) 3 0.7 Latin America (48%) Mexico (42%) Scotiabank® 445
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