Investor Presentaiton
°
10
20
LOAN
The outstanding loan of P2PL Fintech stood at IDR58.05 Tn or grew
by 17.66% (yoy) as of October 2023.
Fintech (Peer to Peer Lending and Securities Crowdfunding)
Peer to Peer Lending (P2PL) Fintech intermediation grows with an improving NPL ratio and Securities
Crowdfunding fundraising continues to rise.
IDR Tn
70
60
50
40
30
Jan-19
Apr-19
Jul-19
Oct-19
Jan-20
Apr-20
Outstanding Loan
YOY
Growth
10%
200%
58,05
8%
150%
100%
6%
50%
17,66%
4%
0%
2%
-50%
0%
-100%
Jul-20
Oct-20
Jan-21
Apr-21
Jul-21
Oct-21
Jan-22
Apr-22
Jul-22
The total number of investors and issuers in Securities Crowdfunding
increased to 166,452 and 484, respectively, as of 30 November 2023.
Number of Investors
Number of Issuers
Oct-22
Jan-23
Apr-23
Jul-23
Oct-23
IDR Bn
The Non-Performing Loan ratio of P2PL Fintech remained manageable at
2.89% in October 2023.
Peer to Peer NPL Ratio
Jan-20
Apr-20
Jul-20
Oct-20
Jan-21
Apr-21
Jul-21
Oct-21
Jan-22
Apr-22
Jul-22
90
Oct-22
Continuing the positive trend, the total value of SCF fundraising stood
at IDR1.03 trillion as of 30 November 2023.
Jan-23
Apr-23
Jul-23
Oct-23 1
180.000
*As of 30 Nov 2023
Total Fundraising
*As of 30 Nov 2023
1.200
160.000
140.000
1.000
166.452
120.000
800
100.000
127.810
600
413,19
80.000
93.777
60.000
51.414
400
184,90
40.000
1.380
5.063
340
484
64,15
200
20.000
127
195
6,47
14
49
735,76
1.030,00
il
0
0
2018
Source: OJK
2018
2019
2020
2021
2022
2023
2019
2020
2021
2022
2023
88
2,89%View entire presentation