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Investor Presentaiton

USMCA: Preserves Access to U.S. Market Scotiabank is committed to long-term growth across the Pacific Alliance Key Features of NAFTA 2.0 ○ Autos. Maintains integrated supply chains for vehicle and parts manufacturing across North America. Both Canada and Mexico would be shielded from any US move to impose so-called 'national security' Section 232 tariffs on automobiles. Mexico has negotiated an additional cushion to the transition to the new tighter auto rules of origin that maintains tariff- free access for 1.6mn vehicles a year under NAFTA's existing terms ○ Agriculture. Limited increases in bilateral access to specific commodity markets 。 Natural resources. Recent Mexican oil reforms institutionalized in the agreement, while US claims under NAFTA on a proportionate share of Canadian oil shipments is ended ○ Sunset clause. No automatic expiry. Agreement will be reviewed every six years with 10 ensuing annual reviews to address outstanding concerns 。 Dispute settlement. Existing state-state dispute-settlement mechanisms under NAFTA's chapters 19 and 20 preserved; investor protections under NAFTA's chapter 11 maintained between US and Mexico; bilateral Canada-Mexico issues covered by CPTPP. 。 IP. Extends patent and copyright protections in Canada and Mexico in line with previous understandings under draft TPP 。 Government procurement. No intensification of 'Buy American' rules 。 Visas. No change in NAFTA visa framework • Next steps 。 Signed in 2018 by all three countries. Side letters that shield Canada and Mexico from Sec. 232 auto tariffs are active o Ratification process in US could stretch into late-2019. Any demands for changes likely to be handled in side letters o In Mexico and Canada, the ratification process should be smoother, governments are supported by legislative majorities. Implications for the Pacific Alliance o Little impact expected on Peru, Chile, or Colombia o Canada and Mexico will continue to pursue their trade diversification agendas with the members of the Alliance. Article 32.10 should not impede negotiation of future trade agreements with so-called 'non-market economies' Scotiabank® 54 44
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