Investor Presentaiton

NOMURA 3 Enhancing non-face-to-face businesses ■Set up Future Innovation Company in April 2019 and actively recruiting internally and externally Working to improve UI/UX of existing online services while expanding scope of business particularly in mass retail market Target clients A Face-to-face clients 5.33m accounts B Clients not yet covered face- to-face Future Innovation Company now fully operational April 2019 Brought together functions from across the Group to create cross-divisional organization: Future Innovation Company ✓ Increased headcount through internal recruitment ✓ Tapping expertise of external parties* UHNWI and corporates HNWI Collaborate with platformers to expand client base A Mass affluent B C Mass retail Today Total of 80 people Expand client base *Background of external experts Executive at global tech firm Communication designer at a major advertising agency Former chief editor of economic business magazine App designer at major tech firm ⚫ Financial sector representative producer at major portal website ● Service representative manager at major portal website • FinTech manager at online bank • Group leader at website production company • Manager responsible for launching cryptocurrency exchange Employee at major consulting firm 25

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