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Investor Presentaiton

Credit in real estate sector Outside Japan 25% REIT 9% Large Corporations Corporate 27% 15% Total JPY15.6T J-REIT 2 13% NRLS 20% SMEs and individuals 15% Japan 75% • 1 Management accounting Large corporations, J-REIT, clients outside Japan Maintains a high-quality portfolio with approximately 90% investment grade credit and equivalent NRLS² Appropriately respond to assets deemed strongly COVID-19 impact remains Offices: Selectively originating deals while conservatively factoring in anticipated stress events Hotels: Continuously monitoring the operating status. Continuously monitor the status for each deal. SMEs and individuals No change in the policy of selectively originating deals based on comprehensive evaluation, including analysis of cash flow under stress scenario 1: BK (consolidated +TB (non-consolidated) basis. The sum of loans, foreign exchange, and unused committed lines of credit and other. 2. Non-recourse loans. MIZUHO 64
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