Investor Presentaiton

Popular, Inc. Credit Ratings 2018 Senior Unsecured Ratings Fitch BBB- Stable Outlook S&P BB+ Stable Outlook Moody's Ba1 Stable Outlook 2019 2020 2021 2022 May Fitch revised outlook to Positive April Moody's upgrades to B1 from B2 S&P revised outlook to Positive May Fitch upgrades to BB from BB- March Moody's revised outlook to Positive April Moody's upgrades to Ba3 from B1 Fitch and S&P revised outlook to Positive June Fitch upgrades to BBB- from BB, revised outlook to Stable April S&P upgrades to BB+ from BB-, revised outlook to Stable September Moody's upgrades to Ba1 from Ba3, revised outlook to Stable March S&P lowers outlook to Stable 23

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