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Financial Snapshot - 5 Years Rs in Crores FY 19 FY 20 FY 21 FY 22 No. of Branches No. of Customers Disbursements Loan Book * 143 175 190 208 FY 23 231 30,749 43,987 58,069 83,565 1,07,146 FY 24 (9M) CAGR # 262 1,25,604 ¦ 1,089 1,271 1,298 1,641 2,395 2,159 2,247 3,179 4,068 5,180 6,738 8,072 ¦ 32% Total Income 337 523 655 840 1,129 1,022 i Interest Expenses (116) (185) (207) (209) (276) (279) NIM 222 339 449 632 853 i 743 i 40% Operating Expenses (67) (88) (98) (117) (165) (148) 25% ECL Prov./Write-Off's (1) (3) (6) (34) (34) (16) Profit Before Tax 153 247 345 480 654 578 | 44% Profit After Tax 112 211 267 370 503 i 448 46% Ratios NIM to Assets (%) 12.10% 12.48% 12.38% 13.66% 14.32% 13.37% Opex to Assets (%) 3.67% 3.26% 2.70% 2.53% 2.75% 2.67% ECL to Assets (%) 0.07% 0.10% 0.16% 0.75% 0.57%| 0.29% Return on Assets (PBT) (%) 8.35% 9.12% 9.52% 10.38% 10.99% 10.41% Return on Assets (PAT) (%) 6.10% 7.78% 7.37% 8.01% 8.44% 8.06% GNPA (%) 0.40% 0.70% 0.70% 1.19% 1.15%! 1.19% NNPA (%) 0.30% 0.54% 0.49% 0.88% 0.86% 0.89% ROE (%) 17.38% 17.53% 14.47% 14.45% 16.34%i 17.10%i I CRAR (%) 43.64% 82.50% 73.63% 86.25% 77.38% 70.45% *Note 1: Represent 100% on book Loans. Direct assignment of loans - NIL 7 # Note 2: CAGR: FY 23 Vs FY19 Note 3: GNPA for FY19, FY20 & FY21 as per old RBI norms Note 4: Asset Ratio based on Avg. Loan Book APTUS R

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