Speed Matters - Website Is the New Storefront slide image

Speed Matters - Website Is the New Storefront

Overview of WaFd Bank Overview • Established in 1917; IPO in 1982 Washington State Charter Commercial Bank - WA DFI, FDIC, FRB, Geographic Overview MT ND MN SD OR WY IA NE CFPB Regulated WA⚫ • Headquartered in Seattle, WA; is the second largest bank headquartered in the Pacific Northwest • Exited BSA Consent Order Dec 2021 • 201 branches across 8 western states • Full-service consumer & commercial bank • Strong capital, high asset quality, consistent results CA • Portfolio mortgage lender • Profitable every year since 1965 • Interest rate risk management - well controlled • 159 consecutive quarterly cash dividends • 13,079% Total shareholder return since IPO Total Assets $20.77Bn 1 As of or for the quarter-ended 9/30/2022 WaFd Bank Total Loans $16.11Bn Company Highlights¹ Total Deposits $16.03Bn NV UT CO 8 AZ NM TX KS MO OK AR Stockholder Equity $2.27Bn Efficiency Ratio 49.52% 3
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