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Investor Presentaiton

42 CORPORATE GOVERNANCE RISK MANAGEMENT - Our governance system includes an area specifically focused on risk, to analyze, measure, and mitigate the uncertainties that accompany financial institutions. We monitor the financial market in real time to prevent excessive fluctuations in the economy turmoil in the capital market and fluctuations in currency and interest rates, for example — from interfering with our operations. This team is also responsible for the risk assessment of each new product we plan to launch. In addition to the financial aspects, socio-environmental, regulatory, and reputational risks are also evaluated. - Based on risk analysis, we create contingency plans to maintain business continuity in the event of external problems. This set of analyses maps the bank's vital activities that cannot be left out of operation and indicates the best way to position itself in the most varied situations.
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