Investor Presentaiton

TAN fogether we can Expenses pnb Amt in Crore Q2 Q1 Q2 YoY Variation SI. Parameters HY1 FY22 HY1 FY23 YoY Gr. % FY22 FY23 FY23 Amt. % 1 Total Interest Paid (2+3+4) 11627 11214 11883 255 2.2% 23322 23098 -1.0% 2 Interest Paid on Deposits 10913 10427 11022 109 1.0% 21890 21449 -2.0% 3 Interest Paid on Borrowings 143 178 209 66 46.2% 270 386 43.0% 4 Others Interest Paid 571 609 652 82 14.2% 1162 1263 8.7% 5 Operating Expenses (6+7) 5614 4701 5551 -63 -1.1% 10336 10251 -0.8% 6 Establishment Expenses 3417 2547 3233 -184 -5.4% 6372 5779 -9.3% 7 Other Operating Expenses 2197 2154 2318 121 5.5% 3963 4472 12.8% 8 Total Expenses (1+5) 17241 15915 17434 192 1.1% 33658 33349 -0.9% 3 Financial Performance Page 16

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