Fiscal Third Quarter 2022 Financial Results slide image

Fiscal Third Quarter 2022 Financial Results

Fiscal Third Quarter 2022 Results (1) Client Incentives YoY Increase (Decrease) Net Revenues as a % of Gross Revenues Operating Effective Income Expenses Tax Rate Diluted Class A Common Stock Earnings Per Share GAAP Nominal-Dollar Basis 19% 26.1% 51% 10.9% 36% Non-GAAP Nominal-Dollar Basis (2) N/A N/A 15% 13.3% 33% Foreign Currency Impact -3% ~2% ~3.5% Acquisition Impact (~0.5%) 0.1% (-3%) (0.1%) ~1% Adjusted Constant-Dollar Basis (2) 21% 26.2% 14% 13.2% 37% Adjusted Constant-Dollar Basis excluding Russia-Related 26% 26.1% 16% 13.2% 44% Results (2) (1) In March 2022, Visa suspended our operations in Russia. As a result, we are no longer generating revenue from domestic and cross-border activities related to Russia. (2) Refer to Non-GAAP and Adjusted Constant-Dollar Results Footnote and GAAP to Non-GAAP Operating Expenses Results for further information. VISA Fiscal Third Quarter 2022 Financial Results ©2022 Visa. All rights reserved. 1
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