2023 Highlights Digital Consumer Bank Europe

Environmental, Social and Governance 2023 Green Finance raised and facilitated €114.6bn We continue to make progress on our ESG agenda Socially responsible Investments (AUM) €67.7bn = 2025 targets €120bn €100bn Financial inclusion (# People) 1.8mn >>> 5mn Note: information has been verified with limited assurance by PricewaterhouseCoopers Auditores, S.L. Not taxonomy. Green finance raised & facilitated (€bn): since 2019. Financial inclusion (#people, mn): starting Jan-23. Does not include financial education. Definitions in the Glossary of this presentation. Santander More information available at www.santander.com/en/our-approach. 15

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