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3Q 2023 Investor Presentation

The World's Leading Islamic Bank | Outstanding foundation and strong returns ROE (%) 23.9% 22.7% 20.5% 19.9% 19.5% 2019 2020 2021 2022 9M 23 Net Profit Margin (%) ROA (%) 2.76% 2.70% 2.56% 2.46% 2.14% 2019 2020 2021 2022 9M 23 Cost of Funds (%) 2.34% 5.22% 4.71% 4.21% 3.55% 2.98% 0.97% 0.17% 0.13% 0.22% 2019 2020 2021 2022 9M 23 2019 2020 2021 2022 9M 23 3 Q 2023 Investor Presentation 7 8

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