Investor Presentaiton
Collection Efficiency continues to be high despite macro
uncertainties. December was the best month in over 18 months.
Collection Efficiency
SHRIRAM
HOUSING FINANCE
Amount
Restructured cases
Count of EMIs due
# of EMIS - Unique LANS
8.3%
101.9%
99.2%
0.9%
100.8%
99.7%
98.6%
0.4%
7.1%
0.3%
100.3%
0.2%
96.8%
0.2%
97.2%
0.0%
94.0%
99.9%
100.2%
1.8%
96.7%
96.8%
97.0%
96.7%
97.2%
99.4%
98.1%
95.5%
98.3%
99.5% 99.7%
99.5%
97.0%
97.5%
96.8%
98.0%
93.6%
93.7%
92.3%
Jun-21 Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21
Jun-21
Jul-21
Aug-21 Sep-21 Oct-21
Nov-21
Dec-21
Jun-21
Collection Efficiency
Amount
Count of EMIs due
â– Restructured cases
99.8%
99.0%
0.8%
1.2%
99.6%
99.2%
0.4%
99.2%
0.3%
1.0%
99.4%
0.1%
Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21
# of EMIS - Unique LANS
98.9%
0.1%
98.7%
0.0%
97.7%
99.6%
99.7%
99.2% 99.3% 99.2%
99.3%
98.8%
99.1%
0.3%
98.7%
98.6%
98.7%
98.7%
98.9%
98.9%
98.8%
98.3%
98.6%
98.1%
97.8%
98.2%
97.4%
Jun-21
Jun-21
Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21
Jul-21 Aug-21 Sep-21 Oct-21 Nov-21 Dec-21
Jun-21
Jul-21
Aug-21 Sep-21 Oct-21
Nov-21
Dec-21
CE = Total amount collected (including OD EMI) /
Total Billing for the month
CE = Total # of EMIs collected (including OD EMI) /
Total # of EMIs due for the month
CE = Total # of EMIS collected / Total # of EMIs due
for the month for each unique loanView entire presentation