Investor Presentaiton

- To be your Bank of choice An Overview of FFG FFG is a total financial group that includes 3 regional banks based in Kyushu and a securities company. Established the "Multiple Brands/Single Platform” management style best suited to the integration of Japanese regional banks. ■Company Outline Company name (as of September 30, 2014) ■Multiple Brands/Single Platform Fukuoka Financial Group, Inc. Single platform Financial holding company Fukuoka City, Fukuoka Prefecture, Japan FFG Head office Established 2007 Shareholders' 592.7 billion yen equity Number of employees 7,026 Subsidiaries 18 companies <Main subsidiaries> 3 regional banks Securities company Credit card company Consulting firm 328 (including 321 in Kyushu) Branches in Japan Overseas 6 offices ATMs 2,059 FFG Fukuoka Financial Group Fukuoka Financial Group ▸ Integrated management system Shared management infrastructure Internal Risk management control Administration IT systems Governance Products Services 100% The Shinwa Bank Founded 1879 100% The Bank of Fukuoka Founded 1877 The Kumamoto 100% Bank Founded 1929 Sharing Product and Service Line-up Diversity in customer contact Commitment to the region Multiple brands Customers and local communities 4

View entire presentation