Compeer Financial Industry Overview

20 ADVERSE ASSETS 800,000,000 25.0% • Adverse % is solidly 780,000,000 21.3% 20.9% within long term plans (20.9% at QE) 21.1% 20.4% 20.0% 760,000,000 18.7% 740,000,000 15.0% • RAU settlements of $189 720,000,000 million outstanding (YTD) 700,000,000 10.0% 680,000,000 Forecast still has many questions 660,000,000 3.5% 3.6% 3.7% 3.9% 5.0% 3.8% 640,000,000 ■ Similar to last 5 years 620,000,000 0.0% January February Adjusted Adverse Assets March June April May July August September Adverse Assets to Total Regulatory Capital Ratio % Adverse

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